Comprehensive Protection for Your Commercial Vehicles

Your commercial vehicles are essential to your business operations, whether you’re running a fleet of trucks, delivery vans, or service vehicles. Protecting them against physical damage caused by accidents, natural disasters, theft, or vandalism is crucial. At Transnational Insurance Co., we offer tailored Physical Damage Insurance solutions to ensure your vehicles stay protected and your business remains operational.

What Is Physical Damage Insurance?

Physical Damage Insurance is a type of commercial vehicle insurance that covers the cost of repairing or replacing your vehicles if they are damaged or destroyed due to a covered event. Unlike liability insurance, which covers damages to others, the Insurance focuses on your business assets—your vehicles.

This coverage is especially important for businesses that rely on their vehicles for daily operations, as unexpected damage could result in costly repairs, downtime, or even vehicle replacement.

Key Features of Our Physical Damage Insurance

At Transnational Insurance Co., our Insurance is designed to provide comprehensive protection for your business vehicles:

1. Comprehensive Coverage

Comprehensive insurance protects your vehicles against non-collision-related events, such as:

  • Theft
  • Vandalism
  • Natural disasters (floods, hail, earthquakes, etc.)
  • Fire
  • Damage caused by animals

2. Collision Coverage

Collision insurance covers the cost of repairs or replacement if your vehicle is damaged in a collision, regardless of fault. This includes accidents involving other vehicles or stationary objects, such as fences or poles.

3. Customizable Deductibles

We offer flexible deductible options to suit your budget and risk tolerance. Choosing a higher deductible can lower your premiums, while a lower deductible reduces your out-of-pocket expenses when making a claim.

4. Coverage for a Wide Range of Vehicles

Our Insurance applies to a variety of commercial vehicles, including:

  • Trucks and trailers
  • Delivery vans
  • Passenger vehicles used for business
  • Specialty vehicles, such as tow trucks and dump trucks

5. Stated Value and Actual Cash Value Options

You can choose between stated value coverage (based on the vehicle’s declared value) or actual cash value coverage (based on the vehicle’s depreciated value) to align with your business needs.

Who Needs Physical Damage Insurance?

Physical Damage Insurance is essential for businesses that own or lease vehicles for commercial use. Industries that benefit from this coverage include:

  • Logistics and transportation
  • Construction and contracting
  • Delivery services
  • Mobile service providers (electricians, plumbers, etc.)

If your vehicles are financed or leased, Physical Damage Insurance is often a requirement from lenders or leasing companies.

Physical Damage Insurance
Collision Coverage

Why Choose Transnational Insurance Co.?

At Transnational Insurance Co., we’re committed to protecting your business with customized insurance solutions. Our Physical Damage Insurance offers:

  • Comprehensive and collision coverage tailored to your business needs
  • Flexible deductibles and payment plans
  • Coverage backed by A+ rated carriers for reliable claims service
  • Experienced professionals dedicated to helping you navigate claims and minimize downtime

Get Covered Today

Safeguard your commercial vehicles with reliable Insurance from Transnational Insurance Co. Contact us at +1 (818) 355-2808 for a free quote and learn how our comprehensive coverage can keep your business running smoothly.

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