Non-Trucking Liability Coverage: Protection Beyond Business Hours

As a professional truck driver, your truck is an essential part of your livelihood, but what happens when you’re not on the clock? Non-Trucking Liability (NTL) Coverage steps in to provide protection when your truck is being used for non-business purposes. At Transnational Insurance Co., we offer tailored Non-Trucking Liability Insurance to ensure you’re covered, even when you’re not under dispatch.

What Is Non-Trucking Liability Coverage?

Non-Trucking Liability Coverage is designed to provide liability protection for drivers when their truck is not being used for business activities. Whether you’re driving home after a delivery or running personal errands with your truck, NTL ensures you’re protected in case of accidents that result in bodily injury or property damage to third parties.

Key Features of Non-Trucking Liability Coverage

1. Coverage Beyond Dispatch

One of the defining characteristics of NTL is its applicability when your truck is not under a business dispatch. If you’re driving your truck for personal reasons, such as heading to the grocery store or visiting family, this coverage protects you from liability claims.

2. Liability for Property Damage and Bodily Injury

NTL provides financial protection for claims related to:

  • Property Damage: Covers repair or replacement costs for property damaged in an accident.
  • Bodily Injury: Covers medical expenses, lost wages, and legal costs for injuries caused to a third party.

3. Peace of Mind for Drivers

NTL acts as a safety net for truck drivers, offering peace of mind by ensuring that they are protected during personal use of their truck. This coverage bridges the gap between business and personal liability, ensuring comprehensive protection at all times.

Why Do You Need Non-Trucking Liability Coverage?

Even when you’re not hauling freight or under a dispatch, accidents can happen. Without Non-Trucking Liability Coverage, you could be financially responsible for damages or injuries caused to others during personal use of your truck.

Some scenarios where NTL is essential include:

  • Driving home after delivering a load
  • Taking your truck to a repair shop for maintenance
  • Using your truck for personal errands
Physical Damage Coverage
Property Damage

Why Choose Transnational Insurance Co.?

At Transnational Insurance Co., we understand the unique needs of professional truck drivers and offer customized Non-Trucking Liability policies to fit your lifestyle. Our coverage includes:

  • Comprehensive Protection: Liability coverage for both property damage and bodily injury during personal use.
  • Affordable Rates: Cost-effective policies designed to fit your budget.
  • Trusted Carriers: Backed by carriers with A+ ratings from A.M. Best, ensuring reliable claims service.
  • Expert Support: A team of professionals dedicated to helping you navigate your coverage needs.

Get Protected Today

Don’t leave yourself unprotected when you’re off the clock. Contact Transnational Insurance Co. at +1 (818) 355-2808 to learn more about our Non-Trucking Liability Coverage and get a free quote. Let us help you stay covered, both on and off the job.

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