Limousine Insurance: Comprehensive Protection for Your Luxury Fleet

As a limousine operator, your vehicles represent elegance, reliability, and exceptional service. To maintain these standards, safeguarding your investment with the right insurance coverage is essential. At Transnational Insurance Co., we specialize in tailored limousine insurance solutions that protect your vehicles, passengers, and business operations.

Comprehensive Coverage for Limousines

Limousines face unique risks due to their specialized use and high-value nature. Our limousine insurance policies provide robust protection with coverage options designed to meet your specific needs:

1. Liability Coverage

We offer liability coverage up to $1 million Combined Single Limit (CSL). This ensures you’re protected against financial liabilities from accidents involving your vehicles, including claims for bodily injury or property damage.

2. Physical Damage Coverage

Our comprehensive and collision coverage safeguards your fleet against theft, vandalism, accidents, and natural disasters. Key features include:

  • A minimum deductible of $500 for comprehensive and collision claims.
  • Coverage for vehicles with a stated value or Actual Cash Value (ACV) of $35,000 or more. Vehicles valued over $250,000 and terminal exposures exceeding $1 million will be reinsured for additional protection.

3. Vehicle Eligibility and Requirements

To maintain high standards, our policies cover vehicles that are 4 model years old or newer. Vehicles older than 15 years require underwriting approval, which may include:

  • A current mechanic’s statement verifying the condition of the vehicle.
  • A recent photograph of the vehicle.

Wide Range of Covered Vehicles

Our limousine insurance policies are designed to accommodate a diverse fleet, including:

  • Luxury Sedans: High-end vehicles offering premium passenger experiences.
  • Stretch Limousines: Standard and extended-length models, including stretches over 150 inches long.
  • Vans and Minibuses: Smaller vehicles used for group transportation.
  • Classic and Unique Vehicles: Vintage models and uniquely modified limousines, subject to underwriting discretion.

Vehicles with a seating capacity exceeding 10 passengers (excluding the driver) may be rated as charter buses to provide appropriate coverage.

Limousine Insurance
Comprehensive Protection for Your Luxury Fleet

Why Choose Transnational Insurance Co.?

At Transnational Insurance Co., we understand the luxury transportation industry and its unique needs. Our tailored limousine insurance solutions provide comprehensive protection for your business, offering peace of mind as you serve your clients.

Get Started Today
Protect your fleet with reliable, customized insurance from Transnational Insurance Co. Call us today at +1 (818) 355-2808 for a free quote and learn how we can help safeguard your business. Let us take care of your insurance needs so you can focus on delivering exceptional service.

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