Tailored Protection for Your Passenger Transportation Business

Operating a car service or livery business involves unique risks that require specialized insurance solutions. At Transnational Insurance Co., we understand the complexities of the for-hire passenger transportation industry. Our Car Service / Livery Insurance program offers comprehensive coverage designed to protect your vehicles, passengers, and operations.

Comprehensive Coverage Tailored to Your Needs

Our Car Service / Livery Insurance provides robust protection for businesses involved in for-hire passenger transportation. Key features of our coverage include:

1. Automobile Liability Coverage

We offer Automobile Liability coverage with limits up to $1 million Combined Single Limit (CSL). This ensures your business is protected against claims involving bodily injury or property damage caused by your vehicles.

2. Physical Damage Coverage

Our program includes Physical Damage coverage to safeguard your vehicles from theft, vandalism, accidents, and natural disasters. Conditions apply to ensure your assets are adequately protected:

  • Vehicles older than 10 years require underwriting approval, which may include a current mechanic’s statement and photographs at the underwriter’s discretion.

Eligibility and Covered Vehicles

Our insurance program is tailored for businesses operating:

  • Sedans and Minivans with a capacity of 15 passengers or less (excluding the driver).

  • For-Hire Passenger Transportation Services, including:

    • Radio-dispatched groups
    • Associations
    • Medallion holders
    • Demand-response units with less than 24-hour prearranged pickup reservations

We accept new ventures if the individuals or partners have at least 2 years of professional driving experience or relevant industry experience. Additionally, double shift operations are eligible, provided there is evidence of a formal maintenance program to ensure vehicle safety.

Exclusions and Restrictions

While our Car Service / Livery Insurance program offers extensive coverage, certain operations are not eligible:

  • Gypsy Cabs are not covered under this program.
  • New Venture Corporations without favorable and substantiated previous insurance history are ineligible.
  • Triple Shifts are excluded due to heightened risk factors.
Livery Insurance
rideshare services

Why Choose Transnational Insurance Co.?

At Transnational Insurance Co., we combine industry expertise with tailored solutions to meet the needs of for-hire passenger transportation businesses. With our commitment to comprehensive coverage and competitive rates, you can operate confidently knowing your business is protected.

Key benefits of our program include:

  • Coverage backed by top-rated carriers
  • Flexible options for eligible new ventures
  • Dedicated support from industry professionals

Get Covered Today

Protect your car service or livery business with reliable, customized insurance from Transnational Insurance Co. Call us at +1 (818) 355-2808 to get a free quote and learn more about our Car Service / Livery Insurance program. Let us help safeguard your operations and keep your business moving forward.

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